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A Funeral Plan Provides Comfort in Unsettling Times

By Andy West

There is a saying that life is for the living. People espouse phrases like this because they want to spend their time on Earth enjoying all that life has to offer. The thought of death is one that most people want to stay far away from. Why would they not? Death is a depressing subject. Most people have experienced the death of a loved one and they really do not want to face, or think about, their own mortality. On the other hand, it is a subject that deserves contemplation. Not to say one should consider the afterlife or how they want to go, but people really need to think about how their passing effects their loved ones. The death of a family member can create a great financial burden and it is something that many families are not properly prepared for. Thinking ahead and developing a sound funeral plan eases at least some of the stress associated with an untimely passing. The arrangements for end of life ceremonies are far from cheap. However, the right policy can provide the funds necessary to send a loved one off right.

It really is an awful subject to have to think about. Losing a family member or a friend is hard enough, but to think about and plan for your own demise seems nearly impossible. When most people reflect on their own lives, they remember all of the good times they have had. They recall the adventures they experienced throughout their lives, the lessons they learned, and the things and places they saw. They think about the many different people they have met, for better or for worse. These are the memories everyone wants to preserve. Nobody wants to be thinking about the end until they absolutely must face it. Even then, they want to be surrounded by friends and loved ones in order to push the thought of death as far away as possible.

Towards the end of one's life, their family generally does not think about the cost associated. The family just supports and prays for them. It is not until the death occurs and they start with the funeral plan that they realize how much it will cost. Often times, it is not a cost the family is prepared for. The casket, the burial plot, the ceremony, and the reception, are all costs that can add up to one hefty sum. Nobody wants to dishonor the memory of a loved one by going cheap on the ceremony either. They can wind up swimming in mounds of debt when it is all over.

While planning ahead for death is not pleasant, it is a very good idea. Developing a funeral plan with an insurance professional will ease the burden placed on your family. The monthly cost for such a policy pales in comparison to the overall cost your family will wind up paying if there are no prior arrangements set. It also allows you to plan for every aspect of the ceremony so your family does not have to. When the time comes, the family deserves time to grieve. They should not have to spend all of their time preparing the arrangements.

It really is the most difficult part of life to plan for. Death is something that is rarely on a person's mind. If one is thinking about death all of the time, they give themselves no time to live. However, arranging a funeral plan early allows you to put the thought far away from your mind so you can focus on what really matters. Spend time living with those you love and leave the rest to a secure policy.

As a writer on financial planning topics, Andy West attests that a funeral plan is a caring way to help your family through a difficult time.


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